Financial education is key to improving living conditions in communities and fostering people's personal and professional prosperity. At Santander, we have provided financial education to more than 360,000 people over the last year through various social programmes and initiatives.


people received financial education through our programmes


people received financial education through our programmes


For people to grow both personally and professionally they must receive the right financial education. We continue to develop various initiatives and programmes to improve financial knowledge in the communities where we operate. In 2018 alone, more than 360,000 people received financial education through our programmes.

We have set a target of financially empowering 10 million people by 2025. Financial education programmes and tools play a part in reaching that goal alongside microfinance and other programmes particularly in Latin America where financial exclusion is more pronounced. 

These programmes are part of our responsible banking objectives and reflect our commitment to the United Nations' Principles for Responsible Banking, of which we are a founding signatory. According to the Dow Jones Sustainability Index, our efforts in financial empowerment have made us the most sustainable bank in the world.

Students Finance for Mortals

Raising awareness and informing people around the world

Finance affects us all from a young age – whether we’re aware of it or not. This idea led to the creation of the Finance for Mortals programme, which received the award for the best financial education initiative in the 2018 Finance for All Awards. This project introduces financial terminology to young people and groups at risk of social exclusion in Spain. In the most recent edition of the project, more than 25,000 young people took part and received over 30,000 hours of free classroom-based training sessions.

In other countries, such as the United Kingdom, we have launched the Scam Avoidance School initiative, which consists of one-day public events to raise awareness among the most vulnerable people – such as the elderly – and inform them of how to protect themselves from fraud. 

Meanwhile in the Brazil School Programme we bring together Santander volunteers to disseminate the United Nations' Sustainable Development Goals in public schools in the cities where we are present. In Argentina, the Santander Financial Educators Network offers classes and workshops on financial and banking knowledge for adolescents and entrepreneurs.

According to the World Bank, over 1.7 billion people (32% of all adults in the world) have no access to banking services. We are already working to ensure that more people have an open door to these services and, above all, are familiar with how to use them. 

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