PROFIT
8,252 € mn

2019 Underlying profit

ROTE
11.8 %

2019 Underlying ROTE

CET1 FL
11.65 %

Data applying the IFRS 9 transitional arrangements

EFFICIENCY
47.0 %

2019 Efficiency ratio

TNAV
4.36

2019 TNAV per share

EPS
0.468

2019 Underlying EPS

PROFIT
8,252 € mn

2019 Underlying profit

ROTE
11.8 %

2019 Underlying ROTE

CET1 FL
11.65 %

Data applying the IFRS 9 transitional arrangements

EFFICIENCY
47.0 %

2019 Efficiency ratio

TNAV
4.36

2019 TNAV per share

EPS
0.468

2019 Underlying EPS

Corporate Events

Next events

13
April
2020
Blackout Q1'20: 13th April to 27th April
28
April
2020
Q1'20 Results Presentation
14
July
2020
Blackout Q2'20: 14th July to 28th July
29
July
2020
Q2'20 Results Presentation
13
October
2020
Blackout Q3'20: 13th to 27th October
28
October
2020
Q3'20 Results Presentation

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