PROFIT
6,180 € mn

9M´19 Underlying profit

ROTE
11.86 %

9M´19 Underlying ROTE

CET1
11.3 %

9M´19 *2019 data was calculated using the IFRS 9 transitional arrangements

EFFICIENCY
46.9 %

9M´19 Efficiency ratio

TNAV
4.24

9M´19 TNAV per share

EPS
0.352

9M´19 Underlying EPS

PROFIT
6,180 € mn

9M´19 Underlying profit

ROTE
11.86 %

9M´19 Underlying ROTE

CET1
11.3 %

9M´19 *2019 data was calculated using the IFRS 9 transitional arrangements

EFFICIENCY
46.9 %

9M´19 Efficiency ratio

TNAV
4.24

9M´19 TNAV per share

EPS
0.352

9M´19 Underlying EPS

Corporate Events

Next events

14
January
2020
Blackout Q4'19: 14th to 28th January
29
January
2020
Q4'19 Results Presentation
13
April
2020
Blackout Q1'20: 13th April to 27th April
28
April
2020
Q1'20 Results Presentation
14
July
2020
Blackout Q2'20: 14th July to 28th July
29
July
2020
Q2'20 Results Presentation
13
October
2020
Blackout Q3'20: 13th to 27th October
28
October
2020
Q3'20 Results Presentation

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