Employees

203,376 employees

in September 2022

54 %

women in our workforce in 2021 (last available)

98 %

workforce with a permanent contract in 2021 (last available)

203,376 employees

in September 2022

54 %

women in our workforce in 2021 (last available)

98 %

workforce with a permanent contract in 2021 (last available)

Top 10 company to work for in 6 of our geographies achieving our 2021 goal.


Customers

159 million

of customers

€ 1,040 bn

customer loans

€ 1,816 bn

total assets

€ 1,129 bn

customer deposits + mutual funds

159 million

of customers

€ 1,040 bn

customer loans

€ 1,816 bn

total assets

€ 1,129 bn

customer deposits + mutual funds

Data as of September 2022


Shareholders

3.9 million

of shareholders

+11 % YoY

TNAVps + Cash DPS

3.9 million

of shareholders

+11 % YoY

TNAVps + Cash DPS

Delivering shareholder value: enhanced profitability, TNAVps and dividend per share

EPS
€ 40.9 cents

9M'22

RoTE
13.6%

9M'22

EPS
€ 40.9 cents

9M'22

RoTE
13.6%

9M'22

Interim distribution* in Nov-22

€ 5.83 cents

Cash dividend per share +20%**

€ 979 mn

Share buyback programme***

c.€2.0 bn

Total value (40% of H1'22 underlying profit)

€ 5.83 cents

Cash dividend per share +20%**

€ 979 mn

Share buyback programme***

c.€2.0 bn

Total value (40% of H1'22 underlying profit)

TNAV + dividend per share

TNAV sept'22
€4.31

vs €3.99 september'21

TNAV + dividend per share
+3% QoQ +11% YoY

TNAV sept'22
€4.31

vs €3.99 september'21

TNAV + dividend per share
+3% QoQ +11% YoY

* The board of directors approved on September 27th, 2022, in application of the Bank’s current shareholder remuneration policy, the payment of the first interim cash dividend against H1’22 results, which was paid on November 2nd.

** % change versus 2021 first interim dividend.

*** The board of directors approved on September 27th, 2022, also in application of the Bank’s current shareholder remuneration policy, the implementation of a share repurchase programme for an amount of approximately 979 million euros, equivalent to c. 20% of the Group’s underlying profit in the first half of 2022. Such Programme, once the applicable regulatory authorization has been obtained, has started to be performed last November 22nd, 2022. Programme in execution as per the announcement of 21 November available at the Bank’s website and in www.CNMV.es