Employees

206,462 employees

in December 2022

54 %

women in our workforce in December 2022

206,462 employees

in December 2022

54 %

women in our workforce in December 2022

 

 


Customers

160 million

of customers

€ 1,019 bn

customer loans

€ 1,735 bn

total assets

€ 1,146 bn

customer deposits + mutual funds

160 million

of customers

€ 1,019 bn

customer loans

€ 1,735 bn

total assets

€ 1,146 bn

customer deposits + mutual funds

Note: customer loans excluding reverse repos and customer deposits excluding repos

Data as of December 2022


Shareholders

3.9 million

of shareholders

3.9 million

of shareholders

Increased profitability, shareholder remuneration and returns

EPS
€ 53.9 cents

2022

RoTE
13.4%

2022

EPS growth(2)
+23 % YoY

2022

Cash DPS growth(2)
+18 % YoY

2022

TNAVps + Cash DPS(1)
€4.37

2022

+6 % YoY (1)

TNAVps + Cash DPS

EPS
€ 53.9 cents

2022

RoTE
13.4%

2022

EPS growth(2)
+23 % YoY

2022

Cash DPS growth(2)
+18 % YoY

2022

TNAVps + Cash DPS(1)
€4.37

2022

+6 % YoY (1)

TNAVps + Cash DPS

In the last two years, we have repurchased 5% of our outstanding shares(4)

(1) 2022 includes €0.11 of cash dividends (2) 
(2) Our 2022 shareholder remuneration policy consists of distributing approximately 40% of the Group's attributable underlying profit split in approximately equal parts in cash dividend and share buybacks. The dividend against 2022 results has been submitted to the 2023 AGM for approval. In the last two years, we have repurchased 5% of our outstanding shares (including share buybacks completed in November 2021, May 2022 and January 2023).
(3) Including the cash dividends per share paid in May 2022 and November 2022.
(4) Includes share buybacks completed in Nov-21, May-22 and January-23 (programme available at the Bank’s website and in www.CNMV.es)