The 2025 targets include achieving around €62 billion in revenues, falling costs in absolute terms, a stable cost of risk, and reaching a RoTE of c.16.5% (post-AT1) and a CET1 of 13%.

Through Santander X, the bank provides free training, benefits and discounts, as well as other resources that businesses need to scale and grow. Santander has over 4.3 million SME customers in the markets where it operates.