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Santander Share

Madrid 8.826€ +0.87% 05:42 PM New York $10.15 -0.88% 07:00 PM London GBp764 0.00% 04:35 PM Warsaw 36.885zł +0.23% 02:46 PM

This share prices have a 15 minute delay and are shown in the local time of the market in which the quote is displayed.

2
Information for shareholders and investors
Corporate governance and remuneration policy

The purpose of Banco Santander is to help people and business prosper and one of its objectives is to guarantee good access to banking products and services for all members of society.

Financial inclusion is key to reducing inequality and creating new opportunities. We need to think about how not to leave anyone behind.

That is why Banco Santander with Oxentia Foundation we are launching the Santander X Global Challenge I Finance for All. A new global competition for startups and scaleups with innovative and scalable solutions that adapt to demographic changes and create a lasting social and economic impact for millions of people worldwide.

Winners

Winning Startups

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Enabling immigrants to help unbanked family back home access credit.

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Gamified business e-learning to boost product engagement and financial health.

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Boost economic development for gig workers.

STARTUP JURY

Winning Scaleups

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Enable trusted person to protect family member from unwanted transactions.

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Bankuish provides gig workers and freelancers in Latin America a simple way to access affordable banking.

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Coinscrap helps banks and insurers to know better their customers and develop new revenue streams.

SCALEUP JURY

Honorable Mentions

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Reduce poverty for the elderly linking their daily spending with retirement savings.

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SilverBills helps older aldults manage bills securely by providing a trustworthy solution.

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Accessible digital independent financial advice in retail market.

One Challenge, three main issues

Projects must show solutions that meet at least one of these three objectives:

Finance for Youth

In some regions of the world, the 15-24 year old segment of the population is at a point of rapid growth as a workforce, which translates into a great opportunity to accelerate their economic growth: ensuring healthy lives, promoting education and lifelong learning, creating jobs, improving social safety and reducing inequality.

How can you help improve and simplify the customer experience increasing trustworthiness to attract and retain younger clients?

How can your solution improve product offering and widen financial opportunities to better serve younger customer, help them access education and prosper?

Finance for Elderly

People over 65 are the fastest growing segment of the world's population. Their role in society and the economy must also become more relevant, but to do so, their inclusion in the digital economy needs reinforcement. We must adapt education, healthcare and social protection systems to provide a social safety net for this growing age group and include them in the digital economy.

How can your solution help provide products enabling the elderly to easily manage their finances and their everyday lives?

How can you help increase digital banking adoption by the elderly through smoother, transparent and more personalized experience?

Finance for Unbanked

The access and use of financial products raises great challenges in the face of the thousands of people who are outside the financial system.

How can you help bring financial products to the unbanked population and increase the rate of adoption?

How can your solution help unlock finance for unbanked by enabling them to build a credit history and enter the formal financial system?

For whom is it aimed?

Startups and scaleups from the countries where Banco Santander operates, with solutions that contribute to financial inclusion for the entire population.

Startup category: that is legally incorporated, is currently marketing a product and/or service, and annual revenues do not exceed two hundred and fifty thousand euros (<€250,000).

Startups finalists

Scaleup category: that is currently marketing a product and/or service with annual sales above two hundred and fifty thousand euros (>€250,000).

Scaleups finalists

Innovation component: that presents an innovation in its product, process or service and it is scalable.



                                    

Prize

120.000 €*

for the development of the top 6 winning solutions

* 3 startups winners: 10.000 euros each.
* 3 scaleups winners: 30.000 euros each.

Resources

Become a member of the new elite community launched by Santander X "SX100", which includes access to mentors, potential clients, talent and capital, among other advantages.

Mentors for the finalists

Oxentia Foundation will offer mentoring to the 20 finalists by its network of experts to prepare their pitch.

Promotion

For the 6 winning startups and scaleups on Banco Santander official channels.

How are the winners selected?

05
Oct
2021
Open call for applications

Registration open until November 16th, 2021

18
Nov
2021
Pre- selection of the top 60

Selection made by international professional experts in the evaluation of entrepreneurial Solutions.

20
Nov
2021
Selection of the 20 finalists

Selection made by experts from Oxentia Foundation, Grupo Santander, MIT D-Lab/GED and SX100, to make a thorough validation.

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Our Commitment

Banco Santander and it’s commitment with financial inclusion

Banco Santander has been awarded by Euromoney as the ‘Best Bank in the world in Financial Inclusion’ in their “Global Awards for Excellence 2021” in a new effort made by the Group to achieve more accessibility to financial services.

Join Santander X and play your part
Contact

Santander X