Committees' reports

Committee reports for 2019 (the audit committee's report (which also contains the report on the auditor's independence and the report on related party transactions) appointments, remuneration (which also contains the specific report of the remuneration policy), Risk supervision, regulation and compliance, responsible banking, sustainability and culture and innovation and technology committees’ reports) which  are included in the Corporate Governance chapter of the 2019 Annual Report on page 190 of the aforementioned Report.