Powered by Visa Intelligent Commerce, this milestone demonstrates secure, AI assisted transactions and establishes a scalable foundation for agentic commerce adoption across the region

Banco Santander and Mastercard today announced the successful completion of Europe’s first live end-to-end payment executed by an artificial intelligence (AI) agent, representing the first agentic payment carried out within a regulated banking framework and marking a significant milestone in the application of AI systems capable of initiating and completing transactions on behalf of customers.