Santander Prospera is one of Banco Santander's most important products, aimed at promoting financial inclusion, particularly in Latin America. It was launched in Brazil 19 years ago and has changed the lives of thousands of customers ever since. It has been rolled out in Chile after its launch in Brazil, Uruguay, Colombia, Mexico (called "Tuiio") and Peru (called "Surgir"). Therefore, we are moving towards a commitment to financially empower ten million people by 2025.

Santander Prospera aims to foster banking penetration and to help micro-entrepreneurs in Chile, which concentrate two thirds of formal employment in Chile: a current account plan that will allow Chileans to benefit from banking products and services to boost their businesses.

Some of the new features include the small-size Getnet (mPOS) terminal, which can be connected to smartphones and can receive payments with any credit, debit or prepaid card, with sales paid every day, including weekends and holidays. In addition, it allows an unlimited number of transfers and money orders, free of charge. Customers will also be offered free access to a website, from which they can sell their products and use the website's shopping basket features.

"Santander Prospera helps small merchants prosper, providing them with access to banking products and services and ensuring their inclusion in the financial system, offering them a current account that is free of charge, with fully digital customer and engagement services, and the integration of their services with Getnet terminals, so they can receive the payment for their sales on the same day. We wish to help them and for Santander Prospera to have a very positive impact on their businesses" stressed Fernando Benito, manager of Pyme Santander Chile.

The new Santander Prospera account offers fully digital customer and engagement services, which can be requested through and the help of Santi, the virtual assistant, which is available 24/7.

Santander, the world's best bank for financial inclusion

Last year, Euromoney named Santander the world's best bank for financial inclusion in its "Global Awards for Excellence 2021" as yet another acknowledgement of the group's work to make financial services accessible to everyone.

The magazine highlighted Santander's effort in the financial empowerment of individuals and entrepreneurs with its programmes in Latin America, Europe and the US, in addition to the bank's commitment to help people, in particular seniors, in using digital channels during the pandemic.