H1’21 Highlights  

Merchant Solutions

1,160 k +24% YoY

Active merchants

€ 49.4 bn +53% YoY

Total payments volume

1,160 k +24% YoY

Active merchants

€ 49.4 bn +53% YoY

Total payments volume

Trade Solutions

>15 k

Ebury active clients

>6 k

One Trade active clients

>15 k

Ebury active clients

>6 k

One Trade active clients

Consumer Solutions

+18% YoY

active users (Superdigital in Brazil)

+18% YoY

Transaction volumen (Superdigital in Brazil)

+18% YoY

active users (Superdigital in Brazil)

+18% YoY

Transaction volumen (Superdigital in Brazil)

Note: H1’21 data and % changes in constant euros

About us

PagoNxt is an autonomous payments tech company within Santander Group that combines the three core payment platforms (Merchant Solutions, Trade Solutions and Consumer Solutions) with a core cloud-based infrastructure that provides reliability, scalability, and the highest cybersecurity capabilities. 

A brand that works as an umbrella for unifying our payment businesses strategically.
 

Merchant Solutions
Merchant Solutions
Trade Solutions
Trade Solutions
Consumer Solutions
Consumer Solutions


Our history

The creation of PagoNxt was completed at the end of 2020, with the merger of different payments assets in Santander, including those at Santander Global Payments (Global Trade Services and Global Merchant Services) and Santander Digital.

In January 2021, PagoNxt completed the acquisition of Wirecard assets, which will be the backbone of the company´s merchant platform in Europe. 

Strategic priorities

  • PagoNxt go-to-market strategy is executed through three core global platforms: Getnet, our Merchant offering; One Trade, our international trade proposition, and Superdigital, our financial inclusion proposal for consumers. 
     
  • PagoNxt leverages Santander´s deep local strengths and customer reach. Additionally, PagoNxt will directly pursue open market opportunities with new customer segments and new geographies throughout its different business units.
     
  • Digitalization of customers' payments and accessibility to our services are at the core of PagoNxt strategy, embracing Santander's goals as a responsible bank.
     
  • We aspire to remove complexities, enhance the user-experience and transfer efficiencies to our customers. 


Our COO

 

Javier San Félix

Senior Executive Vice President at Banco Santander and COO of PagoNxt

No results found

Non-IFRS and alternative performance measures 

In addition to the financial information prepared in accordance with International Financial Reporting Standards (“IFRS”) and derived from our financial statements, the information above contains certain financial measures that may constitute alternative performance measures (“APMs”) as defined in the Guidelines on Alternative Performance Measures issued by the European Securities and Markets Authority (ESMA) on 5 October 2015 (ESMA/2015/1415en) and other non-IFRS measures (“Non-IFRS Measures”). Such APMs and non-IFRS measures have been calculated using the financial information from Santander Group but are not defined or detailed in the applicable financial reporting framework and have neither been audited nor reviewed by our auditors. While we believe that these APMs and non-IFRS measures are useful in evaluating our business, this information should be considered as supplemental in nature and is not meant as a substitute of IFRS measures. In addition, other companies, including companies in our industry, may calculate or use such measures differently, which reduces their usefulness as comparative measures.  For further details of the APMs and Non-IFRS Measures used by Banco Santander, S.A. (Banco Santander), as the parent company of Santander Group, including its definition or a reconciliation between any applicable management indicators and the financial data presented in the consolidated financial statements prepared under IFRS, please see the Banco Santander´s most recent Annual Report on Form 20-F filed with the U.S. Securities and Exchange Commission, as well as the section “Alternative performance measures” of the annex to Banco Santander´s most recent quarterly Financial Report. These documents are available on Banco Santander’s website (www.santander.com). 

The businesses included in each of the Santander Group primary segments and the accounting principles under which their results are presented in such documents may differ from the businesses included and accounting principles applied in the financial information separately prepared and disclosed by its subsidiaries (some of which are publicly listed) which in name or geographical description may seem to correspond to the business areas covered in such Santander Group documentation. Accordingly, the results of operations and trends shown for the Santander Group´s business areas may differ materially from those of such subsidiaries.