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Customers in Germany will be able to buy, sell and hold Bitcoin, Ether, Litecoin, Polygon and Cardano alongside their other investments.
The cryptocurrency offering is now available to all Openbank customers in Germany and will be rolled out in Spain in the coming weeks.
16 September 2025.
Openbank, Grupo Santander’s 100% digital bank, continues to expand its product offering by allowing customers to trade the main cryptocurrencies listed on the market.
Starting today, the bank will enable customers to buy, sell or hold Bitcoin, Ether, Litecoin, Polygon and Cardano together with their other investments. And all this without having to transfer money to any other platform, as well as enjoying the backing of Santander and the guarantees and investor protection provided by the European Markets in Crypto-Assets Regulation (MiCA).
Over the coming months, Openbank will expand its portfolio of available cryptocurrencies and will offer new functionalities such as conversion between different cryptocurrencies.
By incorporating the main cryptocurrencies into our investment platform, we are responding to the demand of some of our customers and continue to strengthen a broad range of products and services through an agile, simple technology platform backed by one of the world’s leading financial groups.
The new cryptocurrency trading service comes with competitive fees of 1.49% on asset sale and purchases (with a minimum of €1 per operation) and no custody fees. In a few weeks, these assets will also be available to Openbank customers in Spain.
This service strengthens Openbank’s offering to investors in Germany through innovative products and services. It currently provides an automated investment service, Robo Advisor; a portfolio of more than 3,000 stocks; 3,000 investment funds from over 123 asset managers; and more than 2,000 ETFs. In recent weeks, it has also launched a broker platform equipped with artificial intelligence-based tools that deliver target prices for more than 1,000 European and US stocks.