With 2022 coming to an end, Santander wants to thank you – employees, customers, shareholders and communities – for putting your trust in us each and every day. We acknowledge the fundamental role that each of our stakeholders play so that we can advance our mission to help people and businesses prosper. 

This year has been a clear example of a desire to overcome and an ability to return to a normality that we missed. Despite global uncertainties, this time of year presents an opportunity to reflect and implement the lessons that we learnt as a result of the health crisis caused by the pandemic. One of those lessons is that nobody gets left behind. 

This goal is fundamental to us and guides our activity. It is carried out by more than 203,000 professionals that form part of Santander Group in the geographic regions where we operate. We want to thank our employees for their constant efforts to be close to our almost 159 million customers – made up of individuals, SMEs, mid-market companies and corporates. Furthermore, thank you to all our customers. We appreciate you choosing us as your bank and allowing us to help you with your financial needs. 

We haven't forgotten the trust placed in us by our shareholders and investors. Thank you for believing in our way of offering financial products and services, bolstered by innovation and the principles for responsible banking that guide our activity. We continue to generate value for you by focusing on profitable growth.

Finally, our solidarity and commitment, both individually and collectively, to particularly vulnerable groups never ends. Together, we are working to reduce the gaps that divide us and taking steps to move towards equality, diversity and inclusion. We are still determined to make progress as far as our responsibility to the planet, in order to build a more sustainable future through our climate agenda.

We hope that 2023 brings all of you great success. Happy Holidays and a Happy New Year!