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SAN share (Madrid) Positivo_GB 4.651 | 0.11% | 15:21

Subsidiaries model

Grupo Santander is structured via a model of subsidiaries autonomous in capital and liquidity, which are managed according to local criteria and by local teams that contribute substantial knowledge and experience with customers in their markers, while also benefiting from the synergies and advantages of belonging to Grupo Santander.

The subsidiaries’ autonomy limits the contagion risk between the Group’s units and reduces systemic risk.