Brazil has become a key laboratory for Santander, where technological innovation and financial inclusion progress hand in hand. From a dynamic, competitive financial system to projects like OneApp and Prospera, the country brings together strategies that are redefining banking, strengthening communities, and setting trends for the future worldwide.

10/09/2025
Brazil is reshaping finance and anticipating what’s next

Brazil stands out as one of the world’s most competitive and innovative financial markets, anticipating changes in both banking consumption patterns and regulatory oversight. In this environment, Santander is building global platforms, leveraging its scale and diversification, with Brazil playing a pivotal role in this transformation. At the same time, it promotes financial inclusion in a country where millions remain unbanked, through initiatives such as Prospera, which foster economic development and social progress.


Key facts and figures

€4,740 mn

Net interest income

€6,309 mn

Total income

€996 mn

Underlying atributable profit

1,888

Branches

15.1 %

RoTE (post AT1)

€4,740 mn

Net interest income

€6,309 mn

Total income

€996 mn

Underlying atributable profit

1,888

Branches

15.1 %

RoTE (post AT1)

Data as of June 2025


10/09/2025
Brazil, driving Santander’s digital transformation with One App

Santander launches One App in Brazil, its new global mobile banking platform. A hyper-personalized, omnichannel experience that combines innovation, technology, and human connection to redefine the way customers interact with their finances worldwide.

10/09/2025
Include to transform: Santander’s role in the new financial inclusion frontier

Santander promotes financial inclusion in Brazil and Latin America through Prospera Microcredit, a program that combines access to credit, training, and support for micro-entrepreneurs. Over BRL 28 billion granted to transform lives and foster sustainable local economic growth.

Brazil: strategy and projects

Eduardo Álvaresz, Strategy and CDIAO Santander Brasil
Eduardo Álvaresz, Strategy and CDIAO Santander Brasil
Fernando Da Hora, Chief Execultive Officer of Prospera
Fernando Da Hora, Chief Execultive Officer of Prospera
Maurício Caliggiuri, Digital Products at Santander Brazil