Our tech helps us better engage our customers and unlock new growth opportunities.

One Santander

We’re creating a single operating and business model, starting in Europe. We aim for our 148 million customers to see us the same way.

One Santander is a new way of serving our customers that leverages our global scale to provide a better customer experience, builds on a common culture and shares processes and technology.


PagoNxt will help our banks offer simple payment solutions faster and better. Its three pillars to accelerate growth build on our scale, global presence and efficiency.

  • We want to offer the best end-to-end payment solutions for high street and online merchants.
  • We want to offer fast and efficient international business solutions for SMEs.
  • We want to offer simple and appealing payment solutions for individuals.

Digital Consumer Bank 

We’re combining the scale and leading brand name of Santander Consumer in Europe with the Openbank platform. We aim to become the largest digital consumer bank in the world.

Digital Consumer Bank will allow us serve customers seeking financing and other banking products.

We promise to guarantee responsible service, with a team united under one purpose and driven to go above and beyond to earn the trust and loyalty of our customers.