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Corporate Website

Legal Notice

GENERAL CONDITIONS FOR USE

GRUPO SANTANDER’S official website, which includes both BANCO SANTANDER, S.A. and its subsidiaries.

This website is the property of Banco Santander S.A. (hereinafter “Grupo Santander”), a financial institution registered with the Bank of Spain (Banco de España) under number 0049, with registered offices at Paseo de Pereda 9-12 Santander, and Tax Identification Number A-39000013.

  • Please read the following terms and conditions carefully. By accessing to this address and any of its pages (hereinafter, the 'Website'), you will be considered a user and are presumed to have accepted these General Terms and Conditions. Access to any of the Website’s pages may be limited by the laws and provisions of the jurisdictions of different countries.
  • The information contained in this Website is primarily intended for the use of individuals, companies, businesses, trusts, natural and legal persons, or any other organisation (hereinafter "Persons") residing in Spain or accessing from Spain. Therefore, Grupo Santander declines any liability for access by Persons in jurisdictions where such use may be contrary to local legislation or regulations.

LIABILITY AND GUARANTEE OF GRUPO SANTANDER

  • CONTENTS

Grupo Santander has obtained the information and materials included on the Website from sources considered to be reliable. Nevertheless, although reasonable measures have been taken to ensure the accuracy of the information, Grupo Santander does not guarantee that it is exact, complete, or up-to-date, and therefore should not be relied upon as if it were. Grupo Santander expressly denies all responsibility for errors or omissions in the information contained on the pages of this Website.

Grupo Santander reserves the right to modify, suspend, cancel, or restrict the content of the Website, as well as the links or the information obtained through them, without prior notice.

Under no circumstances will Grupo Santander, its branches and/or directors, employees and authorised staff assume liability for any type of damage, loss, claim, or cost of any kind, whether resulting from the use of the Website, the information acquired or accessed by or through it, computer viruses, operating faults or interruptions in service or transmission, or faults on the line;  use of the Website, either by direct connection, link, or other means, constitutes a warning to any user that these eventualities may occur.

It is prohibited to transmit or send any illegal or illicit content, computer viruses, or messages through the Website that generally affect or infringe upon the rights of Grupo Santander or other third-parties.

Grupo Santander accepts no responsibility for external websites that can be accessed through links or any content provided by third-parties. Any use of a link or access to an external website is undertaken at the will and exclusive risk of the user. Grupo Santander does not recommend or guarantee any information obtained by or through a link, nor does it accept liability for any loss, claim, or damage derived from the use or misuse of a link, or from the information obtained through it, including other links or websites, from interruptions in service or access, or from attempts to use or misuse a link, either when accessing the Website, or when accessing information on other websites from the Website.

Occasionally, this Website uses Cookies, small data files created in the user's computer that provide the following information:

  • Date and time of the user’s last visit to the Website.
  • Content design selected by the user on his/her first visit to the Website.
  • Security elements involved in controlling access to restricted areas.

The user has the option of preventing the creation of Cookies by selecting the corresponding option in his/her browser; however, disabling this function may prevent the site from working properly.

  • FINANCIAL AND STOCK MARKET INFORMATION

This Website provides no type of investment recommendation or legal, tax or other advice, and nothing included therein should be interpreted as a basis for investment or decision-making.

The contents of this Website are for informational purposes only and should under no circumstances be used or considered as an offer of sale, request for an offer of sale, or recommendation to conduct any other transaction except where expressly indicated. Any purchase decision on the part of the recipient sholud be adopted according to the existing public information of the security and, as appropriate, in line with the prospectus registered with the CNMV (http://www.cnmv.es), and available from the CNMV as well as from the governing body of the corresponding market or the issuing company.

RESTRICTIONS IN THE UNITED KINGDOM: Persons who make investments from outside the United Kingdom through a Grupo Santander company not resident in the United Kingdom will not be covered by the investor protection laws and regulations of the UK. These include rights to certain compensation, rights of cancellation, and access to claim, arbitration and other bodies.

Publications and reports contained on this Website, when issued in the United Kingdom, must obtain prior approval from the London branch of Banco Santander, S.A. which is regulated by and is under the supervision of the Financial Services Authority.

RESTRICTIONS FOR U.S. CITIZENS (including any citizen or resident in the United States or any legal entity incorporated in or under U.S. law or any political subdivision thereof): If you are a United States citizen or if you are accessing this Website from the United States of America (including its territories, holdings, and the District of Columbia), be advised that Grupo Santander, through this Website, offers the possibility to obtain information about unregistered securities according to the US Securities Act of 1933 and its subsequent amendments. In accordance with this law, said securities may not be offeres in the United States of America, except as permited by securities laws of this country, through registration or exemption.

Under no circumstances will Grupo Santander be liable for the losses, damages, penalties or any other harm that may be derived directly or indirectly from the content or use of this Website by U.S. investors.

INFORMATION FROM THIRD PARTIES – REUTERS: Grupo Santander may include on the Website reports from third parties, maintain relationships with issuing bodies, negotiate securities or other investments, hold positions in these companies, act as a market maker, or support the business of these companies in a publication or analysis report. Grupo Santander accepts no liability whatsoever for any loss, direct or indirect, as a result of the use of these publications or analysis reports. Likewise, they may not be reproduced, distributed or published by any recipient, regardless of the purpose.

Reuters content is the intellectual property of Reuters. Any copying, publication, or distribution of Reuters content without the prior consent of Reuters, including caché, frames, or similar techniques is strictly prohibited. Reuters is exempt from any liability with regard to content errors or delays, or with regard to any action that may be taken based on said error or delay. Reuters and the Reuters logo are registered trademarks of the worldwide Reuters group. For further information, visit the Reuters website: http://www.reuters.com

INDUSTRIAL AND INTELLECTUAL PROPERTY

This website is the property of BANCO SANTANDER, S.A. Intellectual property, operating, and reproduction rights of this website, its pages, screens, the information they contain, their appearance and design, as well as the hyperlinks from it to other websites of any company belonging to Grupo Santander are the exclusive property of Grupo Santander, unless otherwise specified. All names, designs and/or logos included on this Website are duly registered trademarks. Any unauthorised use thereof by a person other than their legitimate owner may be prosecuted in accordance with current law. The copyrights and trademark rights of third parties are appropriately indicated and must be respected by anyone accessing this Website. The content may be downloaded, copied, or printed for personal and private use only. It is prohibited to reproduce, transmit, modify, or delete the information, content, or notices contained on this Website without the prior written consent of Banco Santander, S.A.

APPLICABLE LEGISLATION

These general terms and conditions are governed by Spanish law.

PRIVACY POLICY

Banco Santander, S.A. has designed a privacy policy and established the necessary means and procedures to execute it.

According to the Spanish Personal Data Protection Act (LO 15/1999 of 13 December), personal data are understood as being 'any information concerning identified or identifiable individuals.'

The only personal data to which Banco Santander will have access is that provided voluntarily by the user. The user must therefore be aware that personal data will be requested in order to register for certain products/services offered by the Website. Where the data expressly indicated are not provided by the user/customer, access will not be granted for use of said services and contents, e.g. data concerning identification or solvency, when required by the nature of the transaction, and any other data that, depending upon the case, is required or necessary to satisfy the request for information or to provide a service. Voluntary data are collected by Banco Santander for the purposes indicated in the Data Protection clause below. The privacy policies of each of the companies belonging to Banco Santander are contained in the Legal Notices of their respective websites.

In accordance with current legislation, Banco Santander has adopted the necessary technical and organisational means to maintain the level of safety required insofar as personal data is concerned. It also has the specific mechanisms in place to prevent, to the extent possible, unauthorised access, unlawful removal or modification, and data loss.

However, should you publish personal information online that is accessible to the general public, you are likely to receive unsolicited messages and your data, therefore, will be known by third parties.

In this regard, the utmost diligence is recommended, in addition to the use of all security tools available. Banco Santander is not liable for the illicit removal, modification or loss of data.

Users are legally entitled to access, oppose, amend, and cancel, if necessary, their personal data, and may exercise these rights by writing to the address in the Data Protection Clause below. Moreover, authorisation for the use or transfer of data may, be revoked at any time, notwithstanding the right of Banco Santander to dissolve the contract or operation in question where said data are essential for the correct implementation thereof. Furthermore, the data provided to Banco Santander through the websites may be modified in the manner indicated therein.

DATA PROTECTION

  1. Users, in the case of individuals, are advised that their personal data, to which Banco Santander, S.A. has access – through enquiries, transactions, operations, contract applications, product and service provisions, that result from any means, including computer processes related to already-registered data – will be included in a corresponding BANCO SANTANDER S.A. file, which authorises the use of any data deemed necessary to successfully execute the agreed transaction or service. This data will be considered obligatory.
  2. Banco Santander, S.A. is expressly authorised to use your data in the development of retail activities (by post, telephone, fax, SMS, email, or other electronic means), be it general or adapted to individual characteristics, for offers and contracts with the Bank’s own customers. If not revoked, authorisation in connection with the latter course will endure even upon termination of the relationship with the Bank.
  3. Users also authorise the communication or transfer of said data to companies belonging to Grupo Santander for the same purposes indicated in the above paragraphs, granting said entities the express authorisation to use post, telephone, fax, SMS, email, or other electronic means. The interested parties are informed that said data is hereby transferred at this time to the Companies whose name, activity, and registered offices are indicated below. In the event of subsequent transfers to additional Companies within the Group, it shall be agreed that Banco Santander, S.A. will inform the interested parties of such transfers through the communication channels typically used.
  4. Users are informed of their right to access, oppose, amend, and cancel  their personal data under the terms established by Law and may exercise these rights in writing, accompanied by proof of identification, to Customer Services, Gran Vía Santander, Gran Vía de Hortaleza, nº 3, 28033-Madrid, being the party responsible for Banco Santander, S.A. filing, with Registered Offices for these purposes at the address indicated above.

In accordance with the provisions of the Spanish Personal Data Protection Act, to follow is a list of the companies in Grupo Santander to which the personal data will be transferred:

  • Santander Factoring y Confirming, S.A., E.F.C.
    Registered Offices: Ciudad Grupo Santander. Avda. de Cantabria, s/n
    28660 - Boadilla del Monte (MADRID).
    Activity: Loan and credit activities, factoring. Leasing and non-financial leasing.
  • Santander Asset Management, S.A., S.G.I.I.C.
    Registered Offices: Ciudad Grupo Santander. Avda. de Cantabria, s/n
    28660 - Boadilla del Monte (MADRID).
    Activity: Administration and representation of Collective Investment and Investment Fund Institutions.
  • Santander de Titulización, S.G.F.T., S.A.
    Registered Offices: Ciudad Grupo Santander. Avda. de Cantabria, s/n
    28660 - Boadilla del Monte (MADRID).
    Activity: Constitution, administration and representation of Securitised Mortgage Funds.
  • Santander Pensiones, S.A. E.G.F.P.
    Registered Offices: Ciudad Grupo Santander. Avda. de Cantabria, s/n
    28660 - Boadilla del Monte (MADRID).
    Activity: Pension fund administration.
  • Santander Seguros y Reaseguros, Compañía Aseguradora, S.A.
    Registered Offices: Ciudad Grupo Santander. Avda. de Cantabria, s/n
    28660 - Boadilla del Monte (MADRID).
    Activity: Insurance.
  • Santander Lease, S.A., E.F.C.
    Registered Offices: Ciudad Grupo Santander. Avda. de Cantabria, s/n
    28660 - Boadilla del Monte (MADRID).
    Activity: Leasing and non-financial leasing.

Users may revoke the authorisation granted for the use or transfer of their personal data, except as stipulated in Section 1 of this Clause, which is binding, as established in Section 4 above.

© Banco Santander S.A. All rights reserved

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© Banco Santander S.A. All rights reserved. Corporate Headquarters: CGS Av. Cantabria s/n 28660 Boadilla del Monte, Madrid (Spain)