Analistas Financieros Internacionales
La Banca y el acceso a la vivienda. Analistas Financieros Internacionales (AFI).

Affordable housing affordability and the financial sector in Spain

AFI (Analistas Financieros Internationales) has published a report on banking and access to housing which highlights the following: 

  • 80% of Spanish households own their property, compared to 70% in the EU, 60% in France and 50% in Germany. Spanish households have 75% of their assets in real estate.
  • Bank lending is key for home ownership. Mortgages in Spain have better conditions than the European average. AFI estimates that a mortgage holder in Spain paid on average €20,000 less interest than the average mortgage holder in the EU from 2003 to 2018.
  • Residential rentals have been gaining importance in recent years, and today represent 20% of the market, compared to 10% before the crisis. This trend can exert upward pressure on residential rental prices. The solution lies in greater supply of affordable rental housing, rather than price caps. 

Filter results

FILTER BY CATEGORIES()
BACK

Filter results

Categories

URL copied to clipboard