Digital Consumer Bank

A single model across our markets for our consumer and auto finance business and for Openbank.

• Maintain our auto leadership (#1 in Europe and South America and #3 in the US) by consolidating and expanding our strategic partnerships
  
  
• Provide the best digital experience and global solutions to our partners across Auto, Consumer Finance and Openbank
  
  
• Converge towards global platforms (Auto, Openbank) while expanding our digital bank in our core markets (US, Mexico, Germany and Spain)
  
  
• Transform our business model towards a more connected, integrated and scalable approach to increase customer engagement
  
  
• Simplify processes and boost productivity, reducing time to market, increasing scalability and improving customer experience leveraging AI and new technologies